Here comes the hail again! Welcome to Colorado, one of the most hail-prone states in the entire country. We sure live in a beautiful place, but sometimes Mother Nature can whip up nasty hailstorms that can lead to severe damage to your roof.
In fact, when you look at some of the most frequent causes of property damage in Denver, hail is one of the top culprits for insurance companies and homeowners alike. According to Weather Underground, hail damage causes $1 billion in property damage every single year. That’s a lot of insurance claims to process!
The largest hailstone ever recorded in the United States was found in South Dakota in 2010, and it was massive! It was nearly 8 inches in diameter and weighed close to 2 pounds. Imagine that boulder coming towards your home or office … Ouch!
Statistics show us that the months of June and August tend to be the worst months for hail in the state of Colorado, so we thought it would be wise to get some useful information on hail in your hands. But first, remember that hail damage may not cause leakage in your home or building for years after a strong hailstorm took place. It’s important to get your roof inspected quickly to assess the potential damage.
When a thunderstorms start to come into town, sometimes it is accompanied by really fast air currents that move upward and downward (updrafts and downdrafts) in violently repetitive motions. At certain heights during the updraft process, the temperatures in the air can easily drop to below freezing and create very small ice particles. These particles serve as the core component of what is called the hailstone.
As the ice particle moves up and down, it also constantly moves from freezing temperatures to below-freezing temperatures. This constant state of change causes the particles to hit rain drops, and ultimately to collect even more ice particles in the process.
Eventually, the ice becomes large enough to succumb to the force of gravity. A large downdraft assists the hailstone to forcefully come down to the ground and hit your roof with some serious force. Hailstones that reach 1 inch in diameter are considered “severe weather events.” The importance of getting indoors during a severe thunderstorm warning cannot be overstated. Your home or building can be fixed quickly and easily by RESCON, but it’s your personal safety that concerns us the most.
Before you think about getting up on a ladder to determine the extent of any possible damage, think first about your personal safety. Also, think about what it takes to properly assess the possible damage to your roofing system. The easiest thing to do is to call RESCON. Any roof inspection should be performed by a professional, and our team has hundreds of hours of training, certifications and experience in detecting damage to all types of roofing systems.
Inspecting a roof for damage and determining what damage your insurance company will cover can be a bit complicated. Many insurance claims adjusters will want to know if the damage happened recently, or was created as the result of multiple incidents over the course of several years.
A fairly large number of the homeowners that we talk to here at RESCON sometimes assume that their roof will be covered by an existing manufacturers warranty. However, most manufacturers, homebuilders and professional roofing contractors exclude hail damage from their product warranty. But, even if your roof has minimal damage, you may still have a valid claim for your insurance carrier. We see that most hail will first damage some of the softer metals on and around your roof and windows. So, checking vents, caps, vinyl trim and flashings are an imperative part of the process.
An interesting point that most people don’t know is that hail damage is most likely rated by the insurance carrier. The rating is created by determining the degree of damages from the hail event. This rating system can vary from minor damage like simple granular loss on some shingles (often times not covered by your insurance company) to major damage like asphalt shingle underlayment fracturing or wood splitting – depending on the type of roof that you have.
Although hailstorms can be extremely destructive, it’s important to keep in mind that your insurance company really wants you to take action right away. A simple fix is better to them than ignoring the problem. If ignored, the damage caused by even the smallest storm can possibly lead to leaking. This can cause much more damage throughout your home and lead to even larger issues that the insurance company certainly wants to avoid.
If you even think that you have a home or building that has sustained some damage from a hail event – Call RESCON. We will give you a free quote, work directly with your insurance company and fix the problem right away. Take the stress out of hail damage, and let our roofing experts here at RESCON resolve the issue today. A huge part of our business is roofing because we have some of the top roofing professionals in the area on our team.
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At RESCON, everything starts with the people. We only hire the best people in our industry, and they come with a lot of great experience. We understand that we are only as good as our people, and it takes a team of dedicated professionals to run a process like the one we have created here.
If you are looking for fair prices, great service and amazing quality – give us a call. Call us at 1-866-699-WATER (9283), or reach us online at www.callrescon.com.